Purchasing a home, new or used, requires taking into account several aspects, since in both cases we ought to follow a series of procedures for which we ought to be prepared, and in case there is ignorance of the situation, we must find ways to get legal and financial advice.Below are a few basic recommendations you need to take into account when purchasing a new house:When we purchase a new house, we offer several advantages, such as for instance buying on the plane, we could choose the ground, the location, the materials to create some renovations or change some materials, prior pact with the company promoter.In this kind of transaction, thats to state in the purchase of a fresh house, as it is really a building in construction, the economic disbursement is not carried out previously, generally its agreed with the Promoter an advance or initial, and whilst the construction lasts its paid a monthly.You can monitor combined with other buyers the progress of the work.Are you aware that documentation and data to be reviewed and requested from the property we have the following:• Name or social reason of the promoter of the property, domicile and registration data in the Mercantile register.• General plan of where the home is going to be located, as well as with how many square meters it counts the real estate of useful surface, the typical description of the project, of the normal areas, gardeneries, and other equipments.• Quality memory, that will detail the materials found in the construction of the different parts of your home: walls, floors, doors, windows, common areas, pipes.• Land and property data included in the ownership register.• Total price of the sale and type of payment• Bank guarantee or insurance that guarantees the levels of money fond of account ahead of the signing of the contract of sale, this according to the law 57/1968, of the 27 of July.• Urban Cedula, which guarantees the legality of the construction of the property.• Proof habitability, this constancy must be requested already once the property is finished.• Statutes and rules of operation of the owners community, usually conform to the completion of the work.• The promoter must use a document to begin a probable date of delivery, together with the compensations provided in the case of non-observance of the date.• Energy certification of the project.To be successful in the purchase of a new home, you must be sure that this documentation is your reach and own it checked by your attorney, and you need to also ensure that you perform these procedures:1.-To subscribe an agreement of request of purchase and reserve, also called contract of Arras: this in order that it is written the amount of money agreed between the seller and the customer, specifying the deadline established to appreciate the last sale.2.-Private contract of purchase sale, usually is signed from the moment of delivery of the reservation before the delivery of the home, this to that still the property isnt finished, this document doesnt endorse the ownership of the house.
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